Hawkplay Maya — Casino Caps, Charges & Timing
Maya is a Philippine payment rail — regulation: Bangko Sentral ng Pilipinas, which covers it as an Electronic Money Issuer and as a registered Operator of Payment System.
| Fact | Value |
|---|---|
| Operator | Maya Philippines, Inc., which used to be PayMaya Philippines and began as Smart Money |
| Regulator | Bangko Sentral ng Pilipinas, which covers it as an Electronic Money Issuer and as a registered Operator of Payment System |
| Wallet limit | Ultimate Users reach PHP 5,000,000 and Super Users PHP 500,000, against PHP 100,000 per month for Upgraded and PHP 50,000 for Basic |
| Per-transaction cap | Sending to another Maya user tops out at PHP 20,000 per transaction, while PHP 50,000 per day is the cap for InstaPay transfers out |
| Settlement | wallet-to-wallet and InstaPay transfers clear at once, and PESONet transfers land within the same banking day |
| Figures as of | 2026-09 |
Philippine casino discussion mentions Maya all the time, and the figures that come with it usually originate from the casino instead of Maya. This page relies on figures that the provider published itself.
Maya at a glance
| Field | Value |
|---|---|
| Operated by | Maya Philippines, Inc., which used to be PayMaya Philippines and began as Smart Money |
| Regulated by | Bangko Sentral ng Pilipinas |
| Wallet limit | Ultimate Users reach PHP 5,000,000 and Super Users PHP 500,000, against PHP 100,000 per month for Upgraded and PHP 50,000 for Basic |
| Per-transaction cap | Sending to another Maya user tops out at PHP 20,000 per transaction, while PHP 50,000 per day is the cap for InstaPay transfers out; both belong to the Upgraded tier. |
| Settlement | wallet-to-wallet and InstaPay transfers clear at once, and PESONet transfers land within the same banking day |
| Published fees | Up to PHP 8,000 per month combined is free for cash-in via selected partners, the cash-in page of Maya states, with 2 per cent on the excess. Because the GCash schedule above was read directly while this figure, taken from Maya’s own site, was not re-fetched during verification, this one carries less weight. |
Maya states these as MONTHLY wallet limits. GCash defines its ceiling by the balance a user holds at any one time. A side-by-side comparison is not meaningful, since the two numbers measure different things, however often it is offered as one.
What you see here is a point-in-time record from 2026-09. The only current source for limits and fees is the provider’s own page, as payment providers change them without notice.
How fast money actually moves
Maya settles wallet-to-wallet and InstaPay transfers clear at once, and PESONet transfers land within the same banking day. What this describes is the rail and not the casino; the operator can review a withdrawal itself before it gets to Maya, and waiting time mostly originates in that review.
A per-transaction cap of Sending to another Maya user tops out at PHP 20,000 per transaction, while PHP 50,000 per day is the cap for InstaPay transfers out; both belong to the Upgraded tier. applies, which is why a larger transfer sometimes has to be split.
Verification tiers
- Basic — Wallet limit PHP 50,000 per month; purchase limit PHP 50,000 per day. At this tier, both bank transfers through InstaPay and transfers to other Maya users are unavailable
- Upgraded — The requirements are a video selfie, valid ID and verified address. Monthly wallet limit PHP 100,000; purchases to PHP 100,000 a day; a Maya user can be sent PHP 20,000 per transaction and PHP 100,000 per day; InstaPay out is PHP 50,000 per day and PHP 100,000 per month
- Super Users — Monthly wallet limit PHP 500,000, daily purchase and send limits also PHP 500,000 Maya leaves the qualifying criteria for this tier unpublished
- Ultimate Users — Daily limits on purchases and sends are PHP 5,000,000, and the wallet’s monthly limit is PHP 5,000,000 too. Maya leaves the qualifying criteria for this tier unpublished
The published ceiling of Ultimate Users reach PHP 5,000,000 and Super Users PHP 500,000, against PHP 100,000 per month for Upgraded and PHP 50,000 for Basic applies to the tier stated above, not to every account.
What Maya says about gambling transactions
No gambling clause appears in Maya’s e-wallet terms and conditions, which were read directly; they prohibit only illegal activity and anti-money-laundering breaches in general. The CREDIT CARD terms apply to a separate product and do list ‘illegal gambling or unauthorized game of chance’ as restricted; the consequence they state is suspension or cancellation of the card. In August 2025 Maya fell under BSP Memorandum M-2025-029 too, and it removed in-app gambling and gaming links to comply. Mixing up the two products would be a mistake: a restriction written into a credit card agreement does not apply to the wallet.
Paying with Maya at Hawkplay
- Log in to Hawkplay and go to the cashier.
- Under your account in the cashier, scan the payment methods listed and take Maya.
- Check that your Hawkplay account and your Maya account carry the same name.
- Read the cashier screen for the minimum, the maximum and whatever fee applies, and only then confirm the amount.
Make it a habit to read the cashier screen, since it displays your account’s live limits, before the first deposit by a new method.
FAQ
How can I pay using Maya at Hawkplay?
Maya is chosen from the cashier's list of methods for your account once you have signed in and opened it. Use the same name on both accounts, then read the limits on the cashier screen prior to confirming.
Who regulates Maya?
Maya — regulation: Bangko Sentral ng Pilipinas, which covers it as an Electronic Money Issuer and as a registered Operator of Payment System. That covers the rail, not the casino.
What is the Maya wallet limit?
Ultimate Users reach PHP 5,000,000 and Super Users PHP 500,000, against PHP 100,000 per month for Upgraded and PHP 50,000 for Basic, at the tier the provider states. Lower tiers carry lower ceilings.
Does Maya charge fees?
Published fees: Up to PHP 8,000 per month combined is free for cash-in via selected partners, the cash-in page of Maya states, with 2 per cent on the excess. Because the GCash schedule above was read directly while this figure, taken from Maya's own site, was not re-fetched during verification, this one carries less weight.. Providers revise these without notice.
Other payment rails explained here
| Guide | What it covers |
|---|---|
| GCash | Its Electronic Money Issuer authorisation from Bangko Sentral ng Pilipinas |